So, as some of you know, I (Ross) am typically responsible for managing our personal finances. Being a pretty detail oriented person, I like to keep detailed records, and as you may imagine, this can take some time. Some have seen the crazy Excel sheet that I used for awhile. Then, at the beginning of 2008, I decided to try out a different finance application called ChaChing. It was okay, but really just okay. At the same time I tryed a web app called Mint, but just stuck with ChaChing.
Well, just this week, I randomly decided to give Mint another try, and I have been pretty pleased with it. I am not sure if features have been added or if I just overlooked them back in January.
Here are some of plus and minuses that I have found using Mint for the past 3 days:
+ easy and quick to setup (as I mentioned I have just been using it for 3 days)
+ automatically gets your transactions and categorizes them (saves a lot of time)
+ works with a lot of major banks
– difficult to manage cash transactions
– its all in the cloud (so if you aren’t online, you can’t access your data, and I know that this makes some people weary)
I guess that I should also mention that Mint is free to use, and from what I have heard it has a pretty good reputation in terms of usability and security. So, if you give it a try, let me know what you think.
One final aside, I was just noticing how this post kind of started being about personal finances and then it has really turned into more of a software review. I guess now you know that I am detail oriented and have an affinity for info tech.